Assistant Director , Product Research, Liberty Mutual Mobility Solutions

Liberty Mutual Mobility Solutions is hiring an Assistant Director of Product Research to support product research and development for new mobility insurance products. This role is for someone with commercial insurance product experience who can draft coverage language, manage filings, and design solutions for emerging transportation risks like autonomous vehicles and ridehail.

What you will do

• Manage multiple Mobility product form and contract initiatives, including preparing filings.
• Analyze information from various sources and make recommendations while working with others across LMMS.
• Innovate with other teams to design and develop coverage language for new products in a fast-paced environment.
• Design and evolve manuscript coverage solutions for emerging mobility and autonomous vehicle exposures.
• Evaluate novel liability and operational models involving autonomous systems, teleoperation, platform liability, and mixed fleet structures.
• Partner across underwriting, claims, legal, actuarial, and strategy teams to develop commercially viable and scalable coverage approaches.
• Answer inquiries related to coverages, forms, manuscripts, and contracts.
• Monitor bureau and state legislative activity, evaluating impacts to existing Mobility products and how competitors address coverage.
• Drive and coordinate cross-functional coverage initiatives with teammates in partnerships, underwriting, pricing, and claims.

What they are looking for

• Prior product experience with analyzing and drafting commercial insurance policy contracts, preparing filings, and responding to objections.
• Experience drafting manuscript coverage language and navigating complex or non-standard insurance structures strongly preferred.
• Project management experience working cross-functionally with multiple stakeholders.
• Prior experience pulling and reviewing competitor filings beneficial.
• Highly developed critical thinking, problem-solving, communication, and presentation skills.
• Prior experience in Claims, Underwriting, and/or Compliance in the insurance industry is helpful.
• Experience with Commercial Auto and/or General Liability products is preferable.
• Experience with emerging mobility, autonomous vehicle, transportation network company (TNC), specialty casualty, or other evolving risk environments is strongly preferred.
• Track record of framing decisions and recommending trade-offs.
• Demonstrated ability to build relationships and influence others (both with and without authority).
• Ability to manage and prioritize multiple initiatives.

Qualifications

• Master's degree or equivalent in mathematics, economics, statistics, or other quantitative field.
• Minimum 6 years relevant work experience, typically 8 years.
• PhD or equivalent research beneficial.
• Expert skills in Excel, PowerPoint, and statistical software packages (eg, SAS, Emblem).
• Must have exceptional planning, analytical, decision making, communication, and project management skills.
• Experience managing projects preferred.

About Liberty Mutual

Liberty Mutual aims to create a workplace where everyone feels valued, supported, and can thrive. They offer benefits, workplace flexibility, professional development opportunities, and Employee Resource Groups. The company values hard work, integrity, and commitment to make things better. Liberty Mutual is an equal opportunity employer and will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices are available for California, Los Angeles Incorporated, Los Angeles Unincorporated, Philadelphia, and San Francisco.

Pay and location

The typical starting salary range for this role is determined by factors including skills, experience, education, certifications, and location. The full salary range reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. This position is based in the United States.