M- Work from
- United States
- Contract
- Contract
- Experience
- Senior
- Salary
- $50 – $80 / hour
- Posted
- 12 November 2026
- Apply by
- 11 January 2027
micro1 is looking for experienced Senior Commercial Underwriters to support a customer project requiring expertise in commercial insurance risk assessment, pricing, and quoting.
Role type: Part-time contractor
Location: Remote, United States and Canada
About the role
In this role, you will apply your professional underwriting knowledge to assess commercial risks, evaluate coverage requirements, and make informed decisions based on risk exposure, loss history, and underwriting principles.
Responsibilities
- Assess commercial insurance risks by reviewing business operations, exposures, and relevant underwriting information.
- Evaluate risk profiles, loss histories, and coverage requirements to support sound underwriting decisions.
- Determine appropriate coverage terms, conditions, and pricing based on commercial risk characteristics.
- Prepare and review commercial insurance quotes, ensuring accuracy and consistency with underwriting guidelines.
- Identify potential underwriting concerns, coverage gaps, and factors that may affect risk acceptability.
- Apply professional judgment to complex commercial insurance scenarios and explain underwriting decisions clearly.
Requirements
- 5+ years of professional experience in commercial insurance underwriting.
- Strong hands-on experience assessing, pricing, and quoting commercial insurance risks.
- Solid understanding of commercial insurance products, coverage structures, and underwriting principles.
- Experience evaluating loss histories, business exposures, and risk factors.
- Ability to make well-supported underwriting decisions and communicate the reasoning behind them.
- Based in the United States or Canada.
Engagement details
- Type: Part-time, independent contractor
- Location: Remote, United States and Canada
Salary
Compensation
$50–$80 USD/hour
Compensation: $50–$80 USD per hour
About micro1
micro1 is a data lab that connects professionals with opportunities to apply their expertise to customer projects. We work with specialists across fields such as engineering, finance, healthcare, and law to support AI labs and enterprises. Through our extended network, contributors bring their knowledge and judgment to projects with their own scope, requirements, and engagement terms.
How to apply
Candidates will complete a short AI interview focused on their professional experience and commercial underwriting expertise.
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